Service Contract Association

Automotive - Regulatory

Pennington, P.A.
Shirley F. Kerns, Special Consultant

Shirley Kerns is an Insurance Regulatory Consultant with the law firm of Pennington, P.A.  If you are an insurer, provider, administrator or seller of service contracts, GAP waivers or other related ancillary F&I products, Shirley is your “go to” resource for valuable information and qualified services to help you establish and maintain a compliant program.

The regulation of these products, and the companies that offer them, varies from state to state.   Current information and active monitoring of statutes is critical to effectively competing in this industry.    You may find others who “dabble” in providing this type of regulatory consulting.  This is Shirley’s specialty.

Having been a regulator with the Florida Office of Insurance Regulation for 20 years and a regulatory consultant for 15 years, Shirley has extensive experience on both sides of the “compliance table”. She offers a unique and organized approach to national licensing and compliance with a responsiveness to clients that is unmatched.

Website: https://www.penningtonlaw.com/team/bio/shirley-kerns

Email: shirley@penningtonlaw.com

Phone: (850) 222-3533 ext. 136
Visit The Service Contract Compass for recent Legislation & Regulatory Activity.

Frost Brown Todd, LLC
Jesse D. Wilson

Jesse Wilson is an accomplished legal, regulatory compliance, and risk management professional with over 20 years of industry experience focused on risk identification and mitigation with extensive experience in the insurance and service contract industry.

Jesse’s leads FBT’s warranty and service contract practice area and he has extensive experience:

  • Building, expanding and optimizing service contract programs for manufacturers, retailers, administrators and insurers
  • Handling and resolution of regulatory complaints, inquiries and examinations for insurers and service contract providers
  • Drafting of service contract terms and conditions
  • Drafting of service contract provider contracts
  • Drafting of service contract administration contracts
  • Filing service contract terms and conditions
  • Drafting and filing of reimbursement/contractual liability insurance policies
  • Developing operational processes and procedures for service contract providers and administrators
  • Licensing, registration and ongoing compliance filings for service contract providers
  • Developing and implementing custom insurance programs utilizing a variety of risk transfers models including fronting, captive and reinsurance entities

    Website: https://frostbrowntodd.com/people/jesse-wilson/

    Email: jdwilson@fbtlaw.com

    Phone: (317) 237-3298
  • Consumer Credit Industry Association

    CCIA is the trusted resource and leading advocate for consumer asset & credit protection products & services.

    Website: https://cciaonline.com/

    Email: https://cciaonline.com/contact/

    Dealer Compliance Today

    Website: https://dealercompliancetoday.com/

    Email: rick@dealercompliancetoday.com

    Phone: (810) 309-8345

    Locke Lord LLP

    Brian Casey, Partner

    Website: https://www.lockelord.com/professionals/c/casey-brian-t

    Email: bcasey@lockelord.com

    Phone: (404) 870-4638

    Year to Year Consulting, LLC

    Website: http://www.y2yc.com/

    Email: steve.rush@y2yc.com

    Email: ryan.rush@y2yc.com

    Phone: (636) 639-1880